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Security Financial Bank

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Description

Security Financial Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or working capital. With a focus on small business financing, the bank provides various SBA loan programs, including the popular 7(a) loan program, to help entrepreneurs access the capital they need. Located in Durand, Wisconsin, this bank specializes in serving local businesses but also supports a broader regional community through its SBA offerings. Their team is experienced in guiding clients through the loan application process, ensuring clarity and efficiency from start to finish. Whether you’re a startup or an established business, Security Financial Bank aims to deliver personalized service and competitive terms to meet your unique needs. Their lending team is committed to helping small businesses succeed by providing flexible financing options, including support for equipment purchases, real estate, and working capital. The bank’s commitment to small business growth is reflected in their dedication to customer service and tailored financial solutions. If you’re looking for a trusted partner to help navigate SBA loan options, Security Financial Bank offers the expertise and support necessary to achieve your business goals.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.9
Google Review Count
36
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that specializes in SBA loan programs, providing small businesses with access to financing for growth, expansion, and working capital needs. You can find personalized lending solutions and expert guidance on SBA loan applications here.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours. Calling ahead can help streamline your visit.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 8:30 AM to 4:30 PM. It"s best to contact them directly for specific appointment times or after-hours assistance.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; however, loan application and processing fees may apply depending on the specific financing product.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners in Wisconsin, but their SBA loan programs can support businesses across the region, provided they meet qualification criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is generally preferred, though other factors also influence approval decisions.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
Typically, the underwriting process takes approximately 30 to 45 days, depending on the complexity of the application and completeness of documentation.
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