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Patriot Bank, National Association

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Description

Patriot Bank, National Association offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth and expansion. With a focus on SBA loans, including the popular 7(a) program, they provide flexible financing options to meet diverse business needs. Their team of experienced lenders works closely with clients to develop customized loan solutions, ensuring smooth approval processes and competitive terms. Located in Stamford, CT, the bank serves a broad range of industries, emphasizing personalized service and quick turnaround times. Whether you’re looking for working capital, equipment financing, or real estate loans, Patriot Bank is equipped to assist you throughout the borrowing journey. Their commitment to supporting local businesses is reflected in their extensive industry knowledge and dedicated customer support. They also offer guidance on SBA eligibility and application procedures, making them a reliable partner for entrepreneurs and established companies alike. With a strong reputation for professionalism and efficiency, Patriot Bank aims to help businesses thrive through accessible and affordable financing options.

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Q&A

Lender Type
Commercial Bank
Google Rating
2
Google Review Count
8
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs, business banking services, and expert support for small business financing needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment, but walk-ins are also welcome during business hours for consultation and application assistance.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with extended hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the branch; however, loan applications and services may involve standard banking fees and charges.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local businesses and residents in the region, but offers services to eligible applicants nationwide for SBA loans.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the loan complexity and completeness of documentation.
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