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The Citizens Bank of Weston

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Description

The Citizens Bank of Weston offers comprehensive SBA lending services tailored to support small businesses in securing financing for growth and development. With a focus on the West Virginia region, this bank provides expertise in SBA loan programs, including the popular 7(a) program, to help entrepreneurs access capital efficiently. Their team is dedicated to guiding clients through the loan process, from application to approval, ensuring a smooth experience. The bank specializes in serving local businesses within the construction sector, leveraging their knowledge of regional industry needs. Whether you’re looking to expand operations, purchase equipment, or refinance existing debt, Citizens Bank of Weston is equipped to assist with flexible loan options and personalized service. Their commitment to small business success is reflected in their tailored financial solutions and attentive customer support. Located at 201 Main Ave in Weston, WV, they are a trusted partner for local entrepreneurs seeking reliable SBA financing.

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Q&A

Lender Type
Commercial Bank
Google Rating
4
Google Review Count
11
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank that provides SBA loan services and financial support for small businesses in the West Virginia region, helping entrepreneurs access capital for growth and development.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with special hours available by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the bank; however, loan application and processing fees may apply depending on the services used.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners within the West Virginia region, but non-residents may also qualify with proper documentation.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 30 to 45 days, depending on the completeness of the application and supporting documents.
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