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Bell Bank

Bell Bank
Bell Bank

Description

Bell Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, they assist clients through various SBA programs, including the popular 7(a) loan program. Their experienced team guides borrowers through the application process, providing expertise in loan structuring, eligibility, and repayment options. Located in Fargo, North Dakota, Bell Bank is committed to fostering local economic development while serving a broad range of industries. They support businesses with diverse funding needs, from working capital to equipment purchase, and have a proven track record of approving substantial loan amounts, including approvals up to $452,900. Whether you’re a startup or an established enterprise, Bell Bank’s dedicated SBA team helps navigate the complexities of small business financing, ensuring a smooth and efficient process. Their focus on community banking and personalized service makes them a trusted partner for small business owners across the region.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.1
Google Review Count
85
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loans and small business financing options designed to help your business grow and succeed.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
Fees depend on the specific loan and services used, including application and closing costs.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local small businesses and residents in the Fargo region, but also offers services to a broader community within its lending area.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 640 is required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process usually takes between 2 to 4 weeks, depending on the complexity of the loan application.
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