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Guaranty Bank and Trust Company

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Guaranty Bank and Trust Company
Guaranty Bank and Trust Company

Description

Guaranty Bank and Trust Company offers comprehensive SBA lending services tailored to meet the needs of small businesses in the Belzoni area. With a focus on supporting local entrepreneurs, this bank provides a range of financing options including SBA 7(a) loans, which are ideal for working capital, equipment purchases, and expansion projects. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. The bank’s strong approval record, with loans up to $1,800,000, demonstrates their commitment to fostering business growth. Whether you’re a startup or an established business looking to expand, Guaranty Bank and Trust Company is dedicated to helping you achieve your financial goals with personalized service and competitive terms. Their expertise in SBA programs makes them a reliable partner for small business owners seeking flexible financing solutions that align with their strategic objectives.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.6
Google Review Count
11
Question 1
What is this place and what can I find here?
Answer 1
This is a local SBA lender offering small business loans, including SBA 7(a), with personalized support and flexible financing options tailored to small business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank typically operates from 9:00 AM to 5:00 PM, Monday through Friday, but it"s best to contact ahead for specific appointment times.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply inquiring; however, standard loan application and processing fees may apply if you proceed with financing.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners in the Belzoni area and surrounding regions, with a focus on local entrepreneurs.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, though other factors also influence approval decisions.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.
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