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INTRUST Bank National Association

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Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses through various loan programs designed to foster growth and stability. With a focus on the SBA 7(a) loan program, it provides flexible financing options tailored to meet the unique needs of entrepreneurs and small business owners. The bank’s experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Whether you’re seeking funding for expansion, equipment purchase, or working capital, this lender offers competitive terms and personalized service. Located in Wichita, Kansas, the bank is committed to strengthening local businesses while also serving a broader regional market. Its expertise in SBA loans makes it a reliable partner for businesses looking to leverage government-backed financing to achieve their goals. The institution emphasizes customer education and transparency, making the borrowing process straightforward and accessible. With a strong track record of approvals up to $342,600, it is well-equipped to handle a variety of small business financing needs. Dedicated to supporting economic development, this bank remains a vital resource for entrepreneurs in the region.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.1
Google Review Count
68
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs to support small business growth. You can find assistance with funding options like 7(a) loans, guidance through the application process, and personalized financial services tailored to small business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome depending on availability. Contact the branch beforehand for the best experience.
Question 3
What are the hours of operation?
Answer 3
The branch operates Monday through Friday from 9:00 AM to 5:00 PM. Hours may vary on holidays or special occasions, so it"s best to call ahead.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting the branch, but loan application and processing fees may apply if you pursue financing options. These fees are disclosed upfront during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small business owners and entrepreneurs, with a focus on those in Kansas and the surrounding region. Eligibility is based on business criteria and loan requirements.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is generally preferred, though higher scores improve approval chances. Credit history and overall financial health are also considered.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.
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