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The City National Bank and Trust Company of Lawton, Oklahoma

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Description

Offering comprehensive banking services tailored for small businesses and entrepreneurs, this financial institution provides SBA loan options to support business growth and development. Whether you’re seeking funding for startup costs, expansion, or working capital, they have the expertise to guide you through the application process. Their team is dedicated to helping clients navigate SBA programs, including the 7(a) loan program, to secure the necessary funds efficiently. With a focus on personalized service, they assist businesses in various industries, ensuring flexible solutions that meet unique needs. Located in Lawton, Oklahoma, they serve local businesses while also supporting broader regional economic development initiatives. Their commitment to customer success is reflected in their tailored lending options and knowledgeable staff who understand the intricacies of SBA lending. From small startups to established enterprises, they aim to foster growth through accessible financing options and expert guidance. The bank’s strategic focus on SBA loans allows them to offer competitive terms and dedicated support throughout the loan lifecycle, making them a trusted partner for business owners in the area.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.8
Google Review Count
95
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank offering SBA loan programs, including 7(a), to support small business growth and development. You can find assistance with funding options, application guidance, and personalized financial services tailored to your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours. Calling ahead can help you prepare for your visit.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM. Special hours may apply on holidays, so it"s best to contact them in advance.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting or consulting with the bank; however, loan applications and processing may involve certain fees as outlined in the loan agreement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs in Lawton, Oklahoma, but may also support regional clients depending on eligibility and loan programs.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is typically required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process usually takes approximately 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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