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Cowboy Bank

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Description

Cowboy Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, equipment, or operational needs. As a trusted commercial bank, it provides access to SBA 7(a) loans, known for flexible terms and competitive rates, helping entrepreneurs and established businesses alike. Located in Kremlin, Oklahoma, the bank specializes in serving local businesses but also extends its reach across the region, supporting various industries with personalized lending solutions. Their team is dedicated to guiding clients through the application process, ensuring clarity and efficiency from start to finish. With a focus on community development, Cowboy Bank aims to foster economic growth by providing accessible financing options for small business owners. Whether you’re looking for working capital, expansion funding, or equipment loans, their experienced staff is ready to assist. The bank’s commitment to customer service and local economic vitality makes it a reliable partner for small business financing needs.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.8
Google Review Count
4
Question 1
What is this place and what can I find here?
Answer 1
This is a local commercial bank that provides SBA loan programs and financial services tailored to small businesses. You can find assistance with funding for expansion, equipment, or working capital needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
Typically, the bank operates from 9 AM to 5 PM, Monday through Friday, but it"s best to call ahead for specific hours.
Question 4
Is there a fee to use this?
Answer 4
There are standard fees associated with SBA loans, including application and closing fees, which vary depending on the loan size and terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
The bank primarily serves local small business owners in the Kremlin area but welcomes qualified applicants from the wider region.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, though individual circumstances may vary.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the completeness of the application and documentation provided.
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