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First PREMIER Bank

First PREMIER Bank offers comprehensive SBA lending solutions tailored to small businesses seeking financial growth and stability. With a focus on supporting entrepreneurs, the bank provides access to various SBA programs including the 7(a) loan program, which is ideal for working capital, equipment purchase, and business expansion. Their experienced lending team works closely with clients to understand their unique needs and facilitate smooth loan processes. The bank’s commitment to small business success is reflected in their flexible financing options and personalized service. Whether you’re a startup or an established enterprise, First PREMIER Bank aims to empower your business ambitions with competitive terms and dedicated support.

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Lender Type

Commercial Bank

Google Rating

2.6

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution offering SBA loan programs and small business financing solutions designed to support your business growth and stability.

Question 2

Do I need an appointment or can I walk in?

Answer 2

You can walk in during business hours or schedule an appointment for a more personalized consultation with their lending team.

Question 3

What are the hours of operation?

Answer 3

Hours vary by location, but typically they are Monday through Friday from 8:30 am to 5:00 pm; it is best to contact the branch directly for specific hours.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to visit or inquire; however, loan processing and application fees may apply depending on the financing options chosen.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This institution primarily serves small business owners and entrepreneurs within its geographic region, but eligibility depends on meeting specific loan criteria.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 640 is typically required, though higher scores may improve loan approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The process usually takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.

First PREMIER Bank

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