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First United Bank

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Description

First United Bank offers comprehensive SBA financing options tailored to meet the needs of small businesses across various industries. With a focus on supporting growth and expansion, they provide flexible loan programs including the SBA 7(a) loan, which is ideal for working capital, equipment purchase, and real estate acquisitions. Their experienced lending team works closely with clients to understand their unique business goals and craft financing solutions that align with their plans. The bank emphasizes personalized service, quick turnaround times, and competitive rates to help small businesses succeed. Whether you’re starting a new venture or expanding an existing business, First United Bank is committed to providing the financial support necessary to achieve your objectives. Their expertise in SBA lending ensures that borrowers receive guidance throughout the application process, from initial consultation to loan closing. They also offer resources and advice to help clients navigate the complexities of SBA programs, making them a reliable partner for small business financing needs.

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Q&A

Lender Type
Commercial Bank
Google Rating
3
Google Review Count
2
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and small business financing solutions designed to support business growth and expansion.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
Typical hours are Monday through Friday, 9 am to 5 pm, but it"s best to contact the branch directly for specific times.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees may apply for specific banking or loan services based on your needs.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small businesses in the region but offers services to a broad client base within its operational scope.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 640 is preferred, but other factors are also considered during the approval process.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The process generally takes between 30 to 60 days, depending on the complexity of the loan and completeness of application materials.
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