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Time Bank

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Description

Time Bank offers comprehensive commercial banking services tailored to small businesses seeking SBA financing options. With a focus on supporting entrepreneurs and established companies, it provides a range of loan products including SBA 7(a) loans, which are ideal for business expansion, equipment purchase, or working capital needs. The bank’s experienced lending team guides clients through the application process, ensuring clarity and support at every step. Located at 626 Talcott Rd in Park Ridge, IL, Time Bank is committed to fostering local economic growth while providing flexible financial solutions. Their expertise in SBA programs helps businesses leverage government-backed loans to achieve their goals. Whether you’re a startup or an established enterprise, the bank’s personalized approach aims to meet your unique financial needs and help you succeed.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
21
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank offering SBA loan programs and small business banking services. You can find assistance with business financing, checking accounts, and financial advice tailored to small businesses.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a banker, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the bank; however, certain banking services and loan applications may involve fees or charges.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local small business owners and residents, but services are available to qualifying businesses in the community.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is typically needed, though approval depends on overall financial circumstances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process usually takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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