Go Back
Report Abuse

Covington County Bank

photo-705.jpg
photo-705.jpg

Description

Covington County Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on community development, the bank provides various loan programs, including the SBA 7(a) loan program, to help entrepreneurs access capital efficiently. Their team of experienced lenders works closely with clients to understand their unique business requirements and craft suitable financing solutions. The bank’s commitment to personalized service ensures that borrowers receive guidance throughout the loan process, from application to closing. Located in Collins, Mississippi, Covington County Bank leverages its local expertise to support regional economic development. They are equipped to handle loan requests up to $164,100, making them a reliable partner for small business funding. Whether you’re starting a new venture or expanding an existing business, Covington County Bank aims to facilitate your growth with flexible lending options and dedicated support.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.9
Google Review Count
13
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and personalized financial services to small businesses in the region. You can find support for business growth, expansion, and operational funding tailored to your needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a lender, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank is typically open Monday through Friday from 8:30 a.m. to 4:30 p.m., but hours may vary, so it"s best to contact them ahead of your visit.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; however, loan processing and application fees may apply depending on the loan terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners in the local region, but they welcome clients from surrounding areas who meet their lending criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, but final decisions depend on overall financial health and business performance.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of the application and documentation provided.
Scroll to Top