Go Back
Report Abuse

Austin Bank Texas National Association

photo-707.jpg
photo-707.jpg

Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with various loan programs. Whether you’re seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet diverse needs. Their expertise includes SBA 7(a) loans, which are ideal for a wide range of business purposes, and they are committed to helping entrepreneurs grow and succeed. The bank has a strong record of approving significant loan amounts, with approvals reaching up to $218,100, demonstrating their capacity to support substantial business ventures. With a focus on personalized service, they work closely with clients to navigate the application process and secure the necessary funding. Their team understands the nuances of SBA programs and offers guidance from application to closing, ensuring a smooth experience. Located in Jacksonville, TX, they serve the local business community while also supporting clients across the region. Their dedication to small business growth is evident through their active participation in SBA initiatives and their flexible lending options designed to accommodate various business stages and industries.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
3.4
Google Review Count
30
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loan programs designed to support small business growth. You can find assistance with financing options like 7(a) loans to help fund expansion, equipment, or working capital needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank typically operates from 9:00 AM to 5:00 PM, Monday through Friday, but hours may vary, so contacting ahead is advised.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic consultation services; however, loan processing and application fees may apply depending on the loan type.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners in the local region, but eligibility for SBA loans extends to qualified businesses nationwide.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, but other factors like business performance also influence approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
Scroll to Top