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The Lyons National Bank

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Description

Offering comprehensive SBA lending options, this financial institution specializes in supporting small businesses with funding solutions tailored to their growth needs. Whether you’re seeking working capital, equipment financing, or real estate loans, they provide personalized service to help entrepreneurs succeed. Their expertise in SBA programs ensures competitive terms and flexible repayment options, making them a reliable partner for business owners across various industries. With a focus on small business development, they assist clients through the entire loan process, from application to funding, ensuring clarity and support at every step. Their experienced team understands the nuances of SBA lending, helping applicants navigate eligibility requirements and documentation. This bank is committed to fostering local economic growth by providing accessible financing options for startups and established businesses alike. Their dedication to customer service and community engagement makes them a trusted resource in the Lyons, NY area, supporting local entrepreneurs in achieving their business goals.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.8
Google Review Count
23
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank that offers SBA loan programs to support small business growth and development. You can find assistance with financing options, application guidance, and personalized service tailored to your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins are also accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The branch typically operates from 9:00 AM to 5:00 PM, Monday through Friday, but it"s best to confirm hours by contacting the branch directly.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the branch; however, loan application and processing fees may apply depending on the specific financing product.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners in the Lyons area, but they also work with out-of-town clients on SBA loans.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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