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Baraboo State Bank

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Description

Baraboo State Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, the bank provides various loan options including SBA 7(a) loans, which are ideal for working capital, equipment purchase, or real estate acquisition. Their experienced team guides clients through the application process, ensuring a smooth experience from start to finish. The bank’s strong local presence in Wisconsin allows it to understand regional market dynamics and offer customized financial solutions. Whether you’re a startup or an established business, Baraboo State Bank aims to foster economic development by providing flexible financing options. Their commitment to customer success is reflected in their tailored approach, competitive rates, and dedicated support throughout the lending process. The bank also supports various SBA programs, making it a reliable partner for your business growth ambitions.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.4
Google Review Count
11
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and financial services to support small business growth in Wisconsin. You can find assistance with loan applications, financial advice, and personalized support tailored to your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 8:30 AM to 5:00 PM, with extended hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees apply only to specific banking services and loan processing.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and businesses within Wisconsin, but some services may be available to out-of-state clients with qualifying criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of documentation.
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