Go Back
Report Abuse

1NB Bank

photo-870.jpg
photo-870.jpg

Description

Offering comprehensive SBA financing options, this commercial bank specializes in supporting small businesses with tailored loan solutions. Whether you’re seeking funding for equipment, expansion, or working capital, the bank provides expertise in navigating SBA programs to meet your needs. With a focus on personalized service, it helps entrepreneurs access capital efficiently and effectively. The bank’s experienced team guides clients through the application process, ensuring clarity and support at every step. Located in Carlyle, Illinois, it serves local businesses while also supporting regional economic growth. The bank is committed to fostering small business success through flexible lending options and attentive customer service. Its SBA program history includes a strong track record with the 7(a) loan program, offering up to $300,000 in approval amounts for qualifying borrowers. Whether you’re a startup or an established business, this bank aims to be a reliable partner in your growth journey.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
2.6
Google Review Count
5
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that offers SBA loan programs and small business financing solutions, providing personalized support to help entrepreneurs grow their businesses.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours available by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are fees associated with loan processing and administration, which will be disclosed during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the region, but also offers services to non-residents with qualifying applications.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is typically required, though specific criteria may vary based on the loan type.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process usually takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
Scroll to Top