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American Plus Bank National Association

American Plus Bank offers comprehensive SBA lending services tailored to meet the needs of small businesses seeking financial support. With a focus on the SBA 7(a) program, the bank provides flexible financing options for various business purposes, including working capital, equipment purchase, and real estate acquisition. The bank’s experienced team guides clients through the application process, ensuring clarity and efficiency. Located in Arcadia, California, it serves local businesses and beyond, leveraging its strong industry expertise and customer-centric approach. Whether you’re a startup or an established enterprise, American Plus Bank aims to facilitate your growth with competitive terms and personalized service.

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Commercial Bank

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Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution offering SBA loan programs and small business financing solutions. You can find information about loan options, application processes, and industry expertise tailored to support small business growth.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated service, but walk-in consultations may be available during business hours. Contact the bank ahead of your visit for the best experience.

Question 3

What are the hours of operation?

Answer 3

The bank operates Monday through Friday from 9:00 AM to 5:00 PM. Hours may vary on holidays, so it"s advisable to call ahead for confirmation.

Question 4

Is there a fee to use this?

Answer 4

There are fees associated with loan applications and processing, which are disclosed upfront. No fees are charged for general inquiries or consultations.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

The bank primarily serves small business owners and entrepreneurs in the region, but eligibility for SBA loans is based on creditworthiness and business criteria, not residency alone.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 650 is generally preferred, though higher scores improve the likelihood of approval.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes 30 to 60 days, depending on the completeness of documentation and loan complexity.

American Plus Bank National Association

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