Go Back
Report Abuse

Decatur County Bank

photo-937.jpg
photo-937.jpg

Description

Decatur County Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on small business financing, the bank provides various loan options, including SBA 7(a) loans, to help entrepreneurs access capital efficiently. Their experienced lending team guides clients through the application process, ensuring clear communication and personalized service. The bank specializes in supporting local businesses within the Decaturville area, but also offers nationwide lending capabilities for qualified applicants. Whether you’re looking to acquire equipment, expand your operations, or manage cash flow, Decatur County Bank is committed to helping small businesses succeed with flexible loan programs and competitive terms.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.8
Google Review Count
5
Question 1
What is this place and what can I find here?
Answer 1
This is Decatur County Bank, a financial institution offering SBA loan programs and small business financing options to help entrepreneurs grow and succeed.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment for personalized service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 8:30 AM to 4:30 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic information; loan fees and closing costs vary depending on the specific loan and terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs, with lending available nationwide for qualified applicants.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the complexity of the application and completeness of documentation.
Scroll to Top