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Northfield Bank

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Description

Northfield Bank offers comprehensive SBA lending solutions tailored to small businesses seeking financial growth and stability. With a focus on supporting local entrepreneurs, this bank provides access to various SBA programs, including the popular 7(a) loan program, which helps fund working capital, equipment, and real estate acquisitions. Their experienced team guides clients through the application process, ensuring a smooth experience from start to finish. Whether you’re a startup or an established business, Northfield Bank is committed to delivering personalized service and flexible financing options to meet your unique needs. Located in Woodbridge, NJ, they serve a broad range of industries, emphasizing community development and small business success. The bank’s expertise in SBA lending makes it a reliable partner for your business growth plans, offering competitive terms and dedicated support throughout the loan process.

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Q&A

Lender Type
Commercial Bank
Google Rating
4
Google Review Count
8
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that offers SBA loan programs and financial services to small businesses, helping them secure funding for growth and operations.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting or consulting; however, loan application and processing fees may apply depending on the financing option.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small businesses within the region, with eligibility based on creditworthiness and business qualifications.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally required, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes 2 to 4 weeks, depending on the complexity of the loan and completeness of documentation.
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