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Town and Country CU

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Description

Town and Country CU offers comprehensive SBA financing options tailored to small businesses seeking growth capital. With a focus on supporting local entrepreneurs, this institution provides loans that help fund various business needs, from working capital to equipment purchases. Their SBA 7(a) program is a key component, enabling businesses to access flexible financing solutions with competitive terms. The bank specializes in serving the Minot community and surrounding areas, fostering economic development through personalized service and expert guidance. Whether you’re starting a new venture or expanding an existing business, they aim to facilitate your success with tailored loan programs and dedicated support. Their experienced team understands the nuances of SBA lending and works closely with clients to navigate the application process smoothly. This bank also offers assistance with loan structuring, ensuring that borrowers receive the most advantageous terms possible. Committed to helping small businesses thrive, they prioritize customer service and local economic growth. If you’re looking for a trusted partner to help fund your business ambitions, Town and Country CU provides accessible and reliable SBA financing options designed to meet your needs.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.7
Google Review Count
102
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and business financing solutions designed to support small businesses in Minot, ND. You can find personalized service, expert guidance, and flexible loan options to help grow your business.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the bank; however, loan processing and application fees may apply depending on the services used.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and small business owners in Minot and the surrounding areas, with a focus on local economic development.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 640 is preferred, but this can vary based on the loan and applicant profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 2 to 4 weeks, depending on the completeness of the application and documentation provided.
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