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Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with a variety of loan options. Whether you’re seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. Their experienced team guides clients through the application process, ensuring clarity and support at every step. With a focus on small business growth, they leverage SBA programs to facilitate accessible financing options. Their offerings include SBA 7(a) loans, which are ideal for a wide range of business purposes, and they have a proven track record of approving substantial loan amounts, up to $380,900. The bank’s commitment to fostering local enterprise is evident through their dedicated service and flexible lending criteria. Located in Fort Worth, TX, they serve a broad geographic area, emphasizing regional economic development. Their expertise spans various industries, with a particular strength in retail and consumer-focused businesses. This institution is well-regarded for its straightforward application process and personalized customer service, making it a trusted partner for small business owners seeking SBA-backed funding.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.4
Google Review Count
271
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA-backed loans and small business financing options. You can find support for expansion, equipment purchases, and working capital needs, along with expert guidance throughout the application process.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated assistance, but walk-ins may also be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
Typically, they operate Monday through Friday from 9 AM to 5 PM, but it"s best to confirm directly with the branch for specific hours.
Question 4
Is there a fee to use this?
Answer 4
There are fees associated with loan processing, including guarantee fees and closing costs, which vary depending on the loan specifics.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves small business owners within the region, but eligibility depends on meeting specific credit and business criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required to qualify for SBA loans through this lender.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation.
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