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Gateway First Bank

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Description

Gateway First Bank offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on the local community, the bank provides various loan programs including the SBA 7(a) and 504, designed to help entrepreneurs access capital with flexible terms and competitive rates. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Whether you’re a startup or an established business, Gateway First Bank aims to facilitate your financial success with personalized service and industry expertise. The bank’s primary NAICS code, 339950, indicates a specialization in manufacturing-related industries, supporting businesses in this sector with tailored financial solutions. Known for their strong approval amounts, they have approved loans up to $226,300, demonstrating their capacity to support a range of business sizes and needs. Located in Jenks, Oklahoma, they serve the regional market with a focus on local economic development and small business growth.

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Q&A

Lender Type
Commercial Bank
Google Rating
5
Google Review Count
3
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loan programs designed to help small businesses access capital for growth and operational needs. You can find personalized financial services, expert guidance, and various loan options tailored to your business goals.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins are also welcome during business hours depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, but hours may vary for specific services or appointments, so it"s best to contact ahead.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for accessing basic information, but loan processing and application fees may apply depending on the specific financing arrangement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs in the regional Oklahoma area, but eligibility depends on meeting loan criteria and creditworthiness.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 640 is preferred, though higher scores can improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 30 to 45 days, depending on the complexity of the loan and completeness of documentation.
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