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Lindell Bank & Trust Company

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Description

Lindell Bank & Trust Company offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on SBA programs, the bank provides flexible financing options including the popular 7(a) loan program, which is ideal for a variety of business purposes such as working capital, equipment purchase, or real estate acquisition. Their experienced team works closely with clients to understand their unique needs and guide them through the application process, ensuring a smooth experience from start to finish. Located in Saint Louis, Missouri, Lindell Bank & Trust Company is committed to supporting local businesses and fostering economic development in the region. The bank’s SBA offerings are designed to help entrepreneurs access capital with favorable terms, including competitive interest rates and extended repayment periods. Whether you’re a startup or an established business, Lindell Bank & Trust Company provides personalized service to help you achieve your business goals and secure the funding you need to succeed.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.5
Google Review Count
28
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA lending programs designed to help small businesses access capital for various needs. You can find personalized support, competitive loan options, and expert guidance to assist with your business financing requirements.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours. Calling ahead can help you prepare for your visit and expedite the process.
Question 3
What are the hours of operation?
Answer 3
The bank typically operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s advisable to check with the branch directly for specific hours or any holiday closures.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting the bank; however, there may be application and processing fees associated with SBA loans. These fees vary depending on the loan type and amount.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs in the Saint Louis region. While open to local businesses, eligibility for SBA loans depends on meeting specific criteria and qualification standards.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
The bank generally looks for a minimum personal credit score of 620 to qualify for SBA loans, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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