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O’Bannon Banking Company

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Description

O’Bannon Banking Company offers comprehensive SBA lending services tailored to small businesses seeking financial support. With a focus on the local Buffalo community, this bank provides various loan options to help entrepreneurs grow and succeed. Their expertise includes SBA 7(a) loans, which are ideal for working capital, equipment purchase, or refinancing existing debt. The bank’s team is dedicated to guiding clients through the application process, ensuring they understand the requirements and benefits of SBA programs. Whether you’re starting a new venture or expanding an existing business, O’Bannon Banking Company is committed to providing personalized solutions that meet your needs. Their experienced staff works closely with borrowers to facilitate smooth approval processes and timely funding. Located at 1347 S Ash St, they serve the regional area with a strong understanding of local market dynamics. The bank prides itself on its community-oriented approach and its ability to support small businesses at every stage of growth. If you’re looking for a reliable partner to help secure SBA financing, O’Bannon Banking Company is a trusted choice in Buffalo, Missouri.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.5
Google Review Count
24
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA lending services, including SBA 7(a) loans, to small businesses in the Buffalo area. You can find assistance with loan applications, financial guidance, and support for business growth.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s best to call ahead to confirm hours or schedule an appointment.
Question 4
Is there a fee to use this?
Answer 4
There are fees associated with loan processing and closing, which vary based on the loan specifics. These fees are disclosed during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small businesses in the regional area, with a focus on local entrepreneurs and residents of Buffalo, Missouri.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is typically required, though specific requirements can vary depending on the loan and borrower profile.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 2 to 4 weeks, depending on the completeness of the application and the complexity of the loan.
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