Go Back
Report Abuse

Eclipse Bank Inc

0 (0 Reviews)
photo-1156.jpg
photo-1156.jpg

Description

Eclipse Bank Inc offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, the bank provides SBA 7(a) loans, which are ideal for a variety of business purposes including working capital, equipment purchase, and real estate acquisition. Their experienced lending team works closely with clients to understand their unique needs and guide them through the application process, ensuring a smooth experience from start to finish. The bank’s expertise in SBA programs allows it to offer competitive terms and flexible financing options, making it a reliable partner for business owners looking to access government-backed loans. Located in Louisville, Kentucky, Eclipse Bank Inc is committed to supporting local economic development while serving clients across the region. Whether you’re a startup or an established enterprise, the bank’s dedicated staff can help you navigate the complexities of SBA lending and secure the funding necessary to achieve your business goals.

Location

Review

Login to Write Your Review

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.8
Google Review Count
23
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that specializes in SBA loan programs, offering small business financing options including SBA 7(a) loans. You can find personalized support, guidance through the application process, and competitive loan terms tailored to your business needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins may also be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank"s typical hours are Monday through Friday, 9 am to 5 pm, but it is best to contact them directly for specific appointment times or after-hours services.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; however, standard loan fees such as guarantee fees and closing costs apply when securing financing.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local businesses in the Louisville area, but eligibility for SBA loans is based on business criteria rather than residency alone.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A personal credit score of at least 640 is generally preferred to qualify for favorable SBA loan terms.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
Scroll to Top