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The Hicksville Bank

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Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with various funding options. Whether you’re seeking a loan for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. Their expertise includes SBA 7(a) loans, which are ideal for a wide range of business purposes, and they have a strong history of approving substantial loan amounts, with approvals reaching up to $150,000. Located conveniently in Hicksville, Ohio, they serve local entrepreneurs as well as businesses across the region. Their experienced team guides clients through the application process, ensuring clarity and support at every step. With a focus on small business growth, they also offer flexible terms and competitive rates to help you succeed. This bank is committed to fostering economic development in the community and supporting new and existing businesses alike.

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Q&A

Lender Type
Commercial Bank
Google Rating
4
Google Review Count
6
Question 1
What is this place and what can I find here?
Answer 1
This is a local SBA lender offering small business loans, including SBA 7(a) financing, to support business growth and community development in Hicksville and surrounding areas.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may also be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the branch; however, loan processing and origination fees may apply for financing services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small businesses in the local community and surrounding regions, but eligibility depends on meeting specific loan criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred for loan approval, though higher scores improve chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the completeness of the application and supporting documents.
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