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Coast360 FCU

Coast360 FCU offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth and development. With a focus on community-oriented financial solutions, this institution provides various loan programs including the SBA 7(a) loan, which is ideal for working capital, equipment purchase, or real estate acquisition. Their experienced team guides borrowers through the application process, ensuring clarity and support at every step. The institution emphasizes personalized service, helping small business owners access the capital they need to succeed. Whether you’re starting a new venture or expanding an existing business, Coast360 FCU is committed to fostering local economic growth and providing flexible financing options to meet diverse business needs.

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Lender Type

Commercial Bank

Google Rating

3.5

Google Review Count

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution offering SBA loan programs and small business financing solutions, providing personalized support for business growth.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It"s recommended to schedule an appointment to ensure dedicated assistance, but walk-ins may be accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

Business hours typically are Monday through Friday from 9 am to 5 pm, but it"s best to confirm directly with the branch.

Question 4

Is there a fee to use this?

Answer 4

There may be application and processing fees associated with loans; these vary based on the specific loan terms.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This institution primarily serves members of the credit union, but small business loans may be available to non-members with eligibility criteria.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 650 is generally preferred, though other factors are also considered.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes 2 to 4 weeks, depending on the complexity of the loan and completeness of documentation.

Coast360 FCU

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