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Osgood Bank

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Description

Osgood Bank offers comprehensive SBA lending services tailored to small businesses seeking financial growth and stability. With a focus on supporting local entrepreneurs, the bank provides various loan options including SBA 7(a) loans, which are ideal for working capital, equipment, and real estate purchases. Their experienced lending team guides clients through the application process, ensuring clarity and support at every step. Located in Osgood, Ohio, they serve the community with personalized financial solutions designed to meet diverse business needs. The bank’s commitment to small business success is reflected in their flexible lending criteria and dedicated customer service. Whether you’re starting a new venture or expanding an existing business, Osgood Bank is positioned to help you achieve your goals with tailored financing options and local expertise.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.7
Google Review Count
6
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and small business financing solutions to entrepreneurs and business owners in the Osgood area.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for inquiries; however, standard loan application and closing costs may apply depending on the loan terms.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the community, but eligibility depends on meeting loan requirements.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 or higher is generally required for loan consideration.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the completeness of the application and supporting documents.
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