Go Back
Report Abuse

Commercial State Bank

0 (0 Reviews)
Commercial State Bank
Commercial State Bank

Description

Commercial State Bank offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial growth and stability. With a focus on supporting local enterprises, the bank provides various loan programs including SBA 7(a), which is ideal for working capital, equipment, and expansion needs. Their experienced team guides clients through the application process, ensuring clarity and efficiency. Located in Wausa, NE, the bank is committed to fostering economic development within the community. They serve a diverse range of industries, emphasizing personalized service and flexible financing options. Whether you’re a startup or an established business, Commercial State Bank aims to meet your unique funding requirements with competitive terms and dedicated support. Their SBA program history demonstrates a strong track record of successful loan approvals, helping businesses reach their goals with reliable capital solutions.

Location

Review

Login to Write Your Review

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and financial services designed to help small businesses grow and succeed in the community.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 8:30 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are fees associated with loan processing and closing, which will be transparently disclosed during your application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and businesses within the region, but eligibility depends on meeting specific loan criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 640 is preferred, though other factors may also influence approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process usually takes approximately 30 to 45 days, depending on the completeness of your application and documentation.
Scroll to Top