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Park View FCU

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Description

Offering comprehensive financial services tailored for small businesses, this lender specializes in SBA loans to help entrepreneurs grow and succeed. With a focus on supporting local businesses in Harrisonburg and beyond, they provide access to various SBA programs including the popular 7A loan. Whether you’re starting a new venture or expanding an existing business, they offer flexible financing options designed to meet your needs. Their team of experienced lenders works closely with clients to navigate the application process, ensuring a smooth experience from start to finish. They also provide guidance on eligibility criteria, loan terms, and repayment options, making it easier for small business owners to access the capital they need. With a commitment to community development and economic growth, this lender is a trusted partner for local entrepreneurs seeking SBA-backed funding solutions.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.8
Google Review Count
33
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused financial institution offering SBA-backed loans and small business financing solutions. You can find expert guidance on loan options, application processes, and tailored financial services designed to support local entrepreneurs and small businesses.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may also be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The branch operates from 9:00 AM to 5:00 PM, Monday through Friday. Appointments outside regular hours can be arranged upon request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; however, specific loan products may include application or service fees as outlined in the loan agreement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves members of the community and small business owners in Harrisonburg and the surrounding region, but membership requirements may vary.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, though other factors are also considered during the approval process.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the completeness of the application and supporting documentation.
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