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Legacy State Bank

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Description

Legacy State Bank offers comprehensive SBA lending solutions tailored to small businesses seeking financial growth and stability. With a focus on supporting local entrepreneurs, this bank provides a range of loan options including SBA 7(a) loans, which are ideal for business expansion, equipment purchase, or working capital needs. Their experienced team assists clients through every step of the application process, ensuring a smooth and efficient experience. The bank’s expertise in SBA programs helps businesses access competitive rates and flexible terms, making it a valuable partner for small business success. Located in Loganville, Georgia, they serve the local community and surrounding areas, emphasizing personalized service and financial expertise. Whether you’re a startup or an established business, Legacy State Bank is committed to helping you achieve your financial goals with tailored lending solutions and dedicated support.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.8
Google Review Count
84
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA lending options and financial services tailored to small businesses, helping them grow and succeed with personalized support.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a lender, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are standard fees associated with SBA loans, which vary depending on the loan amount and terms; details are provided during the application process.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs in the Loganville area and surrounding regions.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required to qualify for SBA loans.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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