Go Back
Report Abuse

Century Bank and Trust

photo-1344.jpg
photo-1344.jpg

Description

Century Bank and Trust offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, the bank provides SBA 7(a) loans, which are ideal for a variety of business purposes including working capital, equipment purchase, and real estate acquisition. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. The bank’s expertise in SBA programs helps entrepreneurs access funding with competitive terms and flexible repayment options, making it a trusted partner for business success. Located in Coldwater, Michigan, they serve local businesses with a commitment to community development and economic growth. Whether you’re a startup or an established enterprise, Century Bank and Trust strives to meet your unique financing needs with tailored solutions and dedicated support.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.2
Google Review Count
18
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and personalized financial services to support local businesses" growth and success.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting the bank; fees may apply for certain services or loan processing.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and businesses within the region, but some services may be available to non-residents.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required for loan consideration.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application.
Scroll to Top