Go Back
Report Abuse

Gateway Bank FSB

photo-1350.jpg
photo-1350.jpg

Description

Gateway Bank FSB offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial support for growth, working capital, or acquisitions. With a focus on personalized service, the bank provides various SBA loan programs including the popular 7(a) loan program, which is ideal for a wide range of business needs. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Located in Oakland, California, Gateway Bank FSB is committed to fostering local economic development while supporting entrepreneurs across diverse industries. The bank’s expertise extends to small business loans, real estate financing, and specialized SBA offerings, making it a versatile partner for business owners looking to expand or stabilize their operations. Clients benefit from a dedicated approach, competitive rates, and flexible terms designed to meet unique business requirements. Whether you’re a startup or an established enterprise, Gateway Bank FSB aims to be a reliable resource for your financial goals, emphasizing community growth and client success.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.5
Google Review Count
10
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and business financing solutions. You can find assistance with small business loans, real estate funding, and specialized SBA support tailored to your needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-in consultations may also be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with additional hours by appointment.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or consult; however, loan processing and application fees may apply depending on the financing.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and business owners in the Oakland area, but some services may be available to out-of-region clients upon qualification.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required to qualify for SBA loans with this lender.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation.
Scroll to Top