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The Upstate National Bank

The Upstate National Bank
The Upstate National Bank

Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with various loan programs. Whether you’re seeking funding for expansion, equipment, or working capital, they provide tailored solutions to meet your needs. Their experienced team guides clients through the application process, ensuring clarity and efficiency. With a focus on small business growth, they facilitate SBA 7(a) loans, which are ideal for a wide range of business purposes. The bank’s commitment to accessible financing makes them a reliable partner for entrepreneurs looking to secure capital. Located at 729 Proctor Ave in Ogdensburg, NY, they serve local businesses with personalized service and competitive terms. Their expertise extends to supporting startups and established businesses alike, fostering economic development in the region. They understand the importance of flexible financing options and work diligently to match clients with suitable loan programs. This bank’s dedication to small business success is evident in their supportive approach and extensive industry knowledge.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.3
Google Review Count
6
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loan programs and small business financing solutions, helping entrepreneurs secure the capital needed for growth and operations.
Question 2
Do I need an appointment or can I walk in?
Answer 2
You can walk in during business hours or schedule an appointment with their loan officers for personalized assistance.
Question 3
What are the hours of operation?
Answer 3
The bank is open Monday through Friday from 9 am to 5 pm, with appointments available outside these hours upon request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to apply for SBA loans; however, standard interest rates and closing costs apply.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners in the Ogdensburg area, but they welcome clients from the broader region seeking SBA financing.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required to qualify for SBA loans.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the completeness of your application and documentation.
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