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Waukesha State Bank

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Description

Waukesha State Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on personalized service, the bank provides SBA 7(a) loans, which are ideal for a variety of purposes including working capital, equipment purchase, and real estate acquisition. Their experienced lending team guides clients through the application process, ensuring clarity and efficiency. The bank supports businesses across diverse industries, emphasizing community development and local economic growth. Whether you’re a startup or an established enterprise, Waukesha State Bank aims to facilitate your financial goals with flexible terms and competitive rates. They also offer expertise in handling complex financing scenarios, making them a reliable partner for business owners in the region.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.4
Google Review Count
115
Question 1
What is this place and what can I find here?
Answer 1
This is a bank that offers SBA loan programs and financial services tailored to small and medium-sized businesses. You can find expert guidance, loan options, and support for your business growth needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours for general inquiries.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s advisable to call ahead for specific appointment times or after-hours services.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the bank; however, loan processing and application fees may apply for specific financial products.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and businesses within the region, but non-residents may also be eligible for certain services with proper documentation.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
The bank generally looks for a minimum personal credit score of 620 for guarantors applying for SBA loans.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.
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