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Self-Help FCU

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Description

Self-Help FCU offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth and development. With a focus on community-oriented banking, they provide flexible financing options through the SBA 7(a) program, helping entrepreneurs access capital for various needs including working capital, equipment, and expansion projects. Their experienced team guides clients through the application process, ensuring clarity and support at every step. Located in Durham, NC, they serve local businesses with personalized service and competitive rates. The bank’s commitment to fostering small business success is reflected in their supportive lending practices and community engagement initiatives. Whether you’re starting a new venture or expanding an existing one, Self-Help FCU is dedicated to helping small businesses thrive with tailored financial solutions and expert advice.

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Q&A

Lender Type
Commercial Bank
Google Rating
2.5
Google Review Count
37
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused financial institution offering SBA loans and banking services tailored for small businesses seeking growth capital and support.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment for personalized service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The branch operates Monday through Friday from 9 am to 5 pm, with special hours on select days. It"s best to call ahead for specific appointment times.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic banking services, but loan processing and application fees may apply depending on the service.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
Services are primarily available to members of the credit union, which includes residents of the community and eligible small business owners.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally recommended, but approval depends on overall financial health and business viability.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the completeness of the application and documentation provided.
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