Go Back
Report Abuse

Exchange Bank and Trust

0 (0 Reviews)
photo-1447.jpg
photo-1447.jpg

Description

Offering comprehensive financial services tailored to small businesses and entrepreneurs, this commercial bank specializes in SBA lending programs to support business growth and development. With a focus on providing accessible funding options, the bank facilitates loans for various industries, including construction, manufacturing, and retail. Their experienced team guides clients through the application process, ensuring clarity and support at every step. The bank’s SBA program history demonstrates a commitment to helping small businesses secure necessary capital, with approval amounts reaching up to $175,000. Located in Atchison, Kansas, they serve the local community while also supporting regional economic development. Whether you’re looking for working capital, equipment financing, or real estate loans, this bank offers flexible solutions designed to meet diverse business needs. Their expertise in SBA 7(a) loans makes them a reliable partner for business owners seeking long-term financing options that align with their growth strategies.

Location

Review

Login to Write Your Review

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
3.6
Google Review Count
15
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that offers SBA loan programs and financial services to small businesses, helping them grow and succeed.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins may also be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the bank; however, loan application and processing fees may apply depending on the service.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the region, but certain services may be available to non-residents with qualifying criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
Typically, a minimum personal credit score of 650 is preferred for loan qualification.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process generally takes between 2 to 4 weeks, depending on the complexity of the application and completeness of documentation.
Scroll to Top