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Thomasville National Bank

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Description

Thomasville National Bank offers comprehensive SBA lending solutions tailored to small and medium-sized businesses seeking financial support for growth and development. With a focus on serving the local community, this bank provides a range of loan options including SBA 7(a) loans, which are ideal for working capital, equipment purchase, or real estate acquisition. The bank’s experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Their SBA program history demonstrates a strong commitment to supporting local entrepreneurs and fostering economic development in the Thomasville area. Whether you’re a startup or an established business looking to expand, Thomasville National Bank offers flexible financing options with competitive terms. The bank’s knowledgeable staff is dedicated to helping you find the best loan structure to meet your specific needs, making them a trusted partner for your business growth journey.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.8
Google Review Count
22
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution offering SBA loan programs and business banking services designed to support small and medium-sized businesses in the community.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to access basic banking information, but loan application fees and closing costs may apply for specific services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This service is open to local business owners and residents seeking SBA financing solutions.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 640 is generally preferred, though higher scores improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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