Point Breeze Credit Union
Description
Point Breeze Credit Union offers comprehensive SBA loan services designed to support small businesses in achieving their financial goals. With a focus on personalized service and flexible financing options, this institution helps entrepreneurs secure funding for various needs, including expansion, equipment purchase, and working capital. Their experienced team guides clients through the SBA 7(a) loan process, ensuring a smooth experience from application to approval. The credit union specializes in serving small business owners by providing competitive rates and tailored lending solutions. Whether you’re a startup or an established business, they aim to foster growth and stability in your enterprise.
Location
Review
Login to Write Your ReviewThere are no reviews yet.
Q&A
Lender Type
Commercial Bank
Google Rating
3.4
Google Review Count
63
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank offering SBA loan programs and small business financing solutions. You can find personalized banking services, expert guidance on SBA loans, and support for business growth and expansion.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, though walk-in consultations may be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with extended hours by appointment upon request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; however, loan processing and origination fees may apply depending on the specific financing arrangement.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves members of the credit union and small business owners in the region, with eligibility requirements based on membership and business criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally preferred, though stronger scores may improve approval chances.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the loan and completeness of documentation.