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Valor Bank

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Description

Valor Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, working capital, or acquisition needs. With a focus on personalized service, the bank provides access to various SBA loan programs, including the popular 7A program, which is ideal for a wide range of business purposes. Their experienced lending team guides clients through the application process, ensuring clarity and efficiency. Located in Edmond, Oklahoma, Valor Bank is committed to fostering local economic development and supporting entrepreneurs in the region. The bank’s flexible lending options and competitive terms make it a strong partner for business owners looking to expand or stabilize their operations. Whether you’re a startup or an established business, Valor Bank’s SBA offerings can help you achieve your financial goals with confidence. Their dedicated team understands the nuances of SBA loans and works closely with clients to tailor solutions that meet their unique needs. From initial consultation to funding disbursement, Valor Bank strives to provide a seamless experience for small business owners.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.9
Google Review Count
171
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank offering SBA loan programs designed to support small and medium-sized businesses with financing solutions tailored to their needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for visiting the bank; however, loan application and processing fees may apply depending on the service.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners in the Edmond area, but services are available to qualified applicants nationwide through SBA programs.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 680 is generally preferred, though other factors are also considered.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the completeness of the application and documentation provided.
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