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United Valley Bank

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Description

United Valley Bank offers comprehensive SBA lending services tailored to small and medium-sized businesses seeking financial support for growth, expansion, or operational needs. With a focus on small business financing, the bank provides various loan options, including the SBA 7(a) program, to help entrepreneurs access capital efficiently. Their experienced lending team guides clients through the application process, ensuring a smooth experience from initial inquiry to loan closing. Located in Cavalier, North Dakota, the bank specializes in serving local businesses but also supports a broader regional clientele. They are committed to fostering economic development by providing flexible loan terms and competitive rates, making them a reliable partner for business owners looking to secure funding for equipment, inventory, real estate, or working capital needs. The bank’s expertise in SBA lending helps clients navigate the complexities of government-backed loans, ensuring compliance and maximizing approval chances. Whether you’re a startup or an established business, United Valley Bank strives to meet your unique financing requirements with personalized service and industry knowledge. Their dedication to supporting regional economic growth makes them a trusted choice for small business financing in North Dakota and beyond.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.8
Google Review Count
6
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank that offers SBA loan programs and financial services tailored to small and medium-sized businesses seeking funding for growth, expansion, or operational needs.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 8:30 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There are standard fees associated with SBA loans, including guarantee and closing fees, but there is no fee simply to access their services.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners in North Dakota, but they welcome clients from surrounding regions as well.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required for loan approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of application materials.
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