Go Back
Report Abuse

Journey Bank

default
default

Description

Journey Bank offers comprehensive SBA lending solutions tailored to meet the needs of small businesses seeking financial support for growth, equipment, or working capital. With a focus on personalized service, the bank provides access to various SBA programs, including the popular 7(a) loan program, to help clients secure funding with favorable terms. Located in Bloomsburg, Pennsylvania, this community-oriented bank understands the local market and works closely with borrowers to structure loans that align with their business goals. Their experienced team guides clients through the application process, ensuring clarity and efficiency from start to finish. Whether you’re a startup or an established business, Journey Bank aims to facilitate your success by providing flexible financing options, competitive rates, and dedicated support. The bank’s commitment to small business growth is reflected in its ability to approve substantial loans, with the largest recorded approval amount reaching over $300,000. By leveraging their SBA expertise, Journey Bank helps entrepreneurs access capital that might otherwise be difficult to obtain through traditional lending channels, fostering economic development within the community and beyond.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
2.3
Google Review Count
11
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused bank offering SBA loan programs and financial services tailored to small businesses in the Bloomsburg area, helping entrepreneurs access capital and grow their operations.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to meet with a lender, but walk-in consultations may be available during business hours depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank operates Monday through Friday from 9:00 AM to 5:00 PM, with extended hours by appointment upon request.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the bank; however, loan processing and application fees may apply depending on the services requested.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves small business owners and entrepreneurs within the regional community, but eligibility depends on meeting specific loan criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 620 is generally required for guarantors applying for SBA loans.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 45 days, depending on the complexity of the application and completeness of documentation.
Scroll to Top