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T Bank, National Association

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Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses with various loan programs. Whether you’re seeking funding for growth, equipment, or working capital, they provide tailored solutions to meet your needs. Their expertise includes SBA 7(a) loans, which are ideal for a wide range of business purposes, and they have a strong history of approving substantial loan amounts, with the largest recorded approval reaching over $2.5 million. The bank’s team is committed to guiding clients through the application process, ensuring clarity and support at every step. Located in Dallas, Texas, they serve a broad geographic area, making their services accessible to local entrepreneurs and regional businesses alike. Their focus on small business financing is backed by years of experience and a deep understanding of SBA programs, helping clients secure funding efficiently and effectively.

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Q&A

Lender Type
Commercial Bank
Google Rating
3.4
Google Review Count
10
Question 1
What is this place and what can I find here?
Answer 1
This is a trusted SBA lender offering a range of small business loan programs, including SBA 7(a) loans, with a focus on supporting local entrepreneurs and regional businesses with substantial funding options.
Question 2
Do I need an appointment or can I walk in?
Answer 2
You can schedule an appointment or visit the branch directly; it is recommended to call ahead to ensure dedicated support for your specific needs.
Question 3
What are the hours of operation?
Answer 3
The branch operates Monday through Friday from 9:00 AM to 5:00 PM, but hours may vary, so it"s best to contact them in advance.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit or inquire; however, loan processing and application fees may apply depending on the financing options selected.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This lender primarily serves small businesses and entrepreneurs, with a focus on regional clients, but eligibility depends on meeting specific loan criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 650 is generally recommended for guarantors, though higher scores improve the likelihood of approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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