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Georgia Banking Company

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Description

Offering comprehensive SBA lending options, Georgia Banking Company specializes in supporting small businesses with tailored financial solutions. Their services include SBA 7(a) loans, providing funding for business expansion, equipment purchase, and working capital needs. With a focus on personalized service, they assist entrepreneurs in navigating the complexities of SBA programs to secure the capital they need to grow. Located in Atlanta, they serve clients across Georgia, emphasizing community development and small business success. Their experienced team works closely with borrowers to understand their unique needs, ensuring a smooth application process and timely funding. Whether you’re starting a new venture or expanding an existing business, Georgia Banking Company is committed to helping you achieve your goals with flexible lending options and expert guidance.

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Q&A

Lender Type
Commercial Bank
Google Rating
4.2
Google Review Count
62
Question 1
What is this place and what can I find here?
Answer 1
This is a commercial bank offering SBA loan programs and financial services tailored for small businesses in the Atlanta area and beyond.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It"s recommended to schedule an appointment to ensure dedicated service, but walk-ins are also welcome during business hours.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday.
Question 4
Is there a fee to use this?
Answer 4
There may be application and processing fees associated with loans; consult with the bank for specific details.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves residents and businesses within Georgia, but they may consider out-of-state clients on a case-by-case basis.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally required for guarantors.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 2 to 4 weeks, depending on the complexity of the loan and completeness of documentation.
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