Go Back
Report Abuse

Ventura County CU

photo-331.jpg
photo-331.jpg

Description

Offering comprehensive SBA financing options, Ventura County CU specializes in supporting small businesses with tailored loan programs. Their team provides expert guidance through the application process, ensuring clients receive the best possible terms for their growth and expansion needs. Whether you’re seeking funding for equipment, working capital, or real estate, they have the resources to assist. With a focus on personalized service, they help entrepreneurs navigate the complexities of SBA loans, making the process straightforward and accessible. Their commitment extends to fostering local economic development, providing flexible solutions that align with your business goals. The bank’s expertise in SBA programs ensures that clients benefit from competitive rates and favorable repayment terms, all delivered with a community-oriented approach. Located in Ventura, CA, they serve a diverse range of industries, emphasizing their versatility and dedication to supporting regional businesses.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
2.8
Google Review Count
112
Question 1
What is this place and what can I find here?
Answer 1
This is a community-focused financial institution offering SBA loan programs and personalized banking services to small businesses in Ventura and surrounding areas.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-in consultations may also be available during business hours.
Question 3
What are the hours of operation?
Answer 3
The branch operates Monday through Friday from 9:00 AM to 5:00 PM, with special hours on select days; please contact the branch for exact times.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for initial consultations; however, certain loan processing fees may apply depending on the services used.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves members and residents of the Ventura community, with some services available to non-members upon request.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred, but other factors such as business performance and collateral are also considered.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
Scroll to Top