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Pacific National Bank

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses through various loan programs. With a focus on the 7(a) loan program, it provides funding solutions for business expansion, equipment purchases, and working capital needs. Located in the vibrant Brickell Avenue corridor, it caters to a diverse range of industries and business sizes. The bank is known for its personalized service and flexible lending options, ensuring entrepreneurs receive tailored financial support. Its experienced team guides clients through the application process, helping them secure the funding they need to grow and succeed. Whether you’re a startup or an established business, this lender offers expertise in navigating SBA loan requirements and maximizing available resources. The institution’s commitment to small business growth is reflected in its strong approval records, with approval amounts reaching up to $3,433,500. It maintains a robust understanding of regional market dynamics, making it a trusted partner for local entrepreneurs seeking reliable SBA financing options.

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Lender Type

Commercial Bank

Google Rating

3.3

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Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution that offers SBA loan programs to help small businesses grow and succeed. You can find information about different loan options, application processes, and personalized support for your business financing needs.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated time with a loan specialist, but walk-ins are also welcome depending on availability. Calling ahead can help you prepare and streamline your visit.

Question 3

What are the hours of operation?

Answer 3

The bank typically operates from 9:00 AM to 5:00 PM, Monday through Friday. It"s best to contact the branch directly for specific hours or after-hours appointment options.

Question 4

Is there a fee to use this?

Answer 4

There are no fees for initial consultations or inquiries. However, certain loan processing or application fees may apply depending on the specific financing product.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This lender primarily serves small businesses within the Miami region and Florida, but eligibility depends on meeting SBA program requirements and credit standards.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 650 is generally preferred, though higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

Pacific National Bank

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