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National Cooperative Bank, National Association

National Cooperative Bank, National Association
National Cooperative Bank, National Association

Description

Offering comprehensive SBA lending services, this financial institution specializes in supporting small businesses through various loan programs. With a focus on the SBA 7(a) program, it provides funding solutions tailored to meet the needs of entrepreneurs seeking growth capital, working capital, or real estate financing. The bank’s experienced team assists clients throughout the application process, ensuring smooth approval and funding procedures. Located in Hillsboro, Ohio, it serves local businesses while also supporting clients across the region. The bank is well-versed in handling loan amounts up to $565,000, making it a reliable partner for small to medium-sized enterprises. Its expertise extends to various industries, with particular strength in retail, manufacturing, and service sectors. The institution prides itself on personalized service and flexible lending options, helping businesses achieve their strategic goals. Whether you’re starting a new venture or expanding an existing operation, this lender offers the financial tools necessary for success. Its commitment to small business growth is reflected in its dedicated support team and streamlined application process, making it a trusted choice for SBA financing needs.

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Q&A

Lender Type
Commercial Bank
Google Rating
2.2
Google Review Count
40
Question 1
What is this place and what can I find here?
Answer 1
This is a financial institution that offers SBA loan programs to support small business growth and development. You can find assistance with funding for various business needs, including real estate, equipment, and working capital.
Question 2
Do I need an appointment or can I walk in?
Answer 2
It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability.
Question 3
What are the hours of operation?
Answer 3
The bank typically operates from 9 AM to 5 PM, Monday through Friday, but hours may vary, so it’s best to call ahead.
Question 4
Is there a fee to use this?
Answer 4
There are no fees for simply visiting or consulting; fees are associated with loan processing and closing costs if you proceed with financing.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This institution primarily serves small business owners and entrepreneurs in the region, but eligibility depends on meeting loan criteria.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of around 650 is generally preferred for loan approval.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.
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