Go Back
Report Abuse

First Savings Bank

photo-366.jpg
photo-366.jpg

Description

First Savings Bank offers comprehensive SBA lending solutions tailored to small businesses seeking financial support for growth, expansion, or operational needs. With a focus on serving the local community, the bank provides personalized service and flexible financing options to meet diverse business requirements. Their SBA program expertise includes the 7A loan program, which supports a variety of business purposes such as working capital, equipment purchase, and real estate acquisition. The bank’s lending team works closely with clients to understand their unique circumstances and craft suitable loan packages. They are committed to helping small businesses succeed by providing accessible funding options with competitive terms and guidance throughout the application process. Whether you’re a startup or an established enterprise, First Savings Bank aims to be a trusted partner in your business journey, leveraging their experience to facilitate smooth and efficient SBA loan approvals.

Location

There are no reviews yet.

Q&A

Lender Type
Commercial Bank
Google Rating
4.7
Google Review Count
9
Question 1
What is this place and what can I find here?
Answer 1
This is a local bank offering SBA loan programs and financial services tailored to small businesses, including personalized support and flexible financing options.
Question 2
Do I need an appointment or can I walk in?
Answer 2
You can walk in for general inquiries, but for SBA loan applications and consultations, scheduling an appointment is recommended to ensure dedicated assistance.
Question 3
What are the hours of operation?
Answer 3
The bank operates from 9:00 AM to 5:00 PM, Monday through Friday, with additional hours by appointment as needed.
Question 4
Is there a fee to use this?
Answer 4
There are no fees to visit the branch; however, loan processing and application fees may apply depending on the services requested.
Question 5
Who is this open to — anyone, or only residents/members?
Answer 5
This bank primarily serves local residents and small business owners within the community, but non-residents may also be eligible for certain services.
Question 6
What minimum personal credit score does this bank look for in a guarantor?
Answer 6
A minimum personal credit score of 640 is generally preferred for guarantors applying for SBA loans.
Question 7
How long does the traditional underwriting process take from start to close?
Answer 7
The underwriting process typically takes between 30 to 60 days, depending on the completeness of documentation and loan complexity.
Scroll to Top