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Adventure CU

Adventure CU offers comprehensive SBA lending services tailored to small businesses seeking financial support for growth, equipment, or operational needs. With a focus on personalized service, they provide expertise in navigating SBA loan programs, including the 7(a) loan program, to help clients secure funding up to $1,318,500. Their team is dedicated to understanding each business’s unique circumstances and guiding them through the application process with clarity and professionalism. Located in Grand Rapids, Michigan, they serve local entrepreneurs and businesses across various industries, emphasizing community development and economic growth. Whether you’re a startup or an established enterprise, Adventure CU aims to facilitate access to capital with flexible terms and competitive rates, ensuring your business can thrive and expand efficiently.

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Lender Type

Commercial Bank

Google Rating

4.5

Google Review Count

236

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution offering SBA loan programs and small business financing services. You can find assistance with loan applications, guidance on SBA programs like the 7(a), and personalized support for your business funding needs.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated time with a lending specialist, but walk-ins may be accommodated depending on availability.

Question 3

What are the hours of operation?

Answer 3

Typically, their hours are Monday through Friday from 9:00 AM to 5:00 PM, but it’s best to contact them directly for specific hours.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to visit or consult; however, loan processing involves standard SBA fees and closing costs depending on the specific loan terms.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This institution primarily serves small business owners and entrepreneurs in the Michigan area, especially those who meet their lending criteria.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of around 640 is typically required, though higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process generally takes between 30 to 60 days, depending on the complexity of the application and completeness of documentation.

Adventure CU

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