Go Back

Affinity Plus FCU

Offering comprehensive financial services tailored to small businesses and members, this institution provides a range of SBA loan options to support business growth and development. With a focus on small business lending, it specializes in SBA 7(a) loans, helping entrepreneurs secure funding for various needs including working capital, equipment, and expansion projects. The bank emphasizes personalized service and flexible financing solutions to meet the unique needs of each client. Located in Saint Paul, MN, it serves the local community while also supporting clients across the nation through its SBA programs. Its experienced lending team guides borrowers through the application process, ensuring clarity and efficiency from start to finish. Whether you’re a startup or an established business, this institution is dedicated to helping you achieve your financial goals with tailored SBA loan options and expert support.

Review

There are no reviews yet.

Lender Type

Commercial Bank

Google Rating

3.4

Google Review Count

134

Question 1

What is this place and what can I find here?

Answer 1

This is a financial institution that offers SBA loan programs and other small business financing options. You can find assistance with funding needs such as working capital, equipment, and expansion projects, along with personalized guidance throughout the application process.

Question 2

Do I need an appointment or can I walk in?

Answer 2

It is recommended to schedule an appointment to ensure dedicated time with a loan officer, but walk-ins may be accommodated depending on availability. Contact the branch in advance for the best experience.

Question 3

What are the hours of operation?

Answer 3

The branch operates Monday through Friday from 9:00 AM to 5:00 PM. Hours may vary on holidays or special occasions, so it’s best to call ahead for confirmation.

Question 4

Is there a fee to use this?

Answer 4

There are no fees to access basic consultation services, but loan applications and processing may involve fees depending on the loan type and amount. Specific fee details are provided during the application process.

Question 5

Who is this open to — anyone, or only residents/members?

Answer 5

This institution primarily serves members and small business owners, with lending services available to qualified applicants nationwide. Membership may be required for certain services.

Question 6

What minimum personal credit score does this bank look for in a guarantor?

Answer 6

A minimum personal credit score of 620 is generally required for loan qualification, though higher scores improve approval chances.

Question 7

How long does the traditional underwriting process take from start to close?

Answer 7

The underwriting process typically takes between 30 to 60 days, depending on the complexity of the loan and completeness of the application.

Affinity Plus FCU

Description

Location

Review

Q&A